Our Services

Investments

By helping you understand your risk tolerance, we will recommend appropriate investment strategies that will fit your asset-allocation needs.

Insurance & Risk Analysis

Review and analysis of individual circumstances and recommendations regarding risk and insurance needs including life, health, long term care and disability insurance.

Retirement Planning

We will show you how to plan and save for a successful retirement by utilizing your employer-sponsored plans and IRA's. As you transition into retirement, we will implement distribution strategies designed for life.

Employee & Executive Benefits

We will assist business owners in developing appropriate and cost effective employee benefit packages that may provide additional advantages to the employer.

401k Pension & 401k Rollover Planning

Analysis and recommendations regarding accounts originated during employment such as pensions and employer sponsored plans such as 401k, 403b plans etc.

Estate Planning

To preserve your estate for your intended heirs, we will assist by reviewing your documents and confirming beneficiary designations. By coordinating with your legal advisors, we can help to ensure that your financial needs are addressed in your estate planning.  We also have in-house counsel for those needing those estate planning documents prepared.

Education Funding

We will recommend appropriate investment and accumulation strategies to help fund your children's education.

Tax Management

Through the various strategies we implement, we will look for ways to reduce your current and future tax burden.

*This is not tax or legal advice. You should always consult your tax or legal professional regarding your situation.

Alternative Investments

An alternative investment is an investment that is not one of the three traditional asset types (stocks, bonds and cash). Most alternative investment assets are held by institutional investors or accredited, high-net-worth individuals because of their complex nature, limited regulations and relative lack of liquidity. Alternative investments include hedge funds, managed futures, real estate, commodities and derivatives contracts.

Many alternative investments also have high minimum investments and fee structures compared to mutual funds and ETFs. While they are subject to less regulation, they also have less opportunity to publish verifiable performance data and advertise to potential investors. (ref: investopedia)

*Alternative Strategies may be more volatile than other investments, and may not be suitable for all investors.